22 Financial Practices That You Can Add To Your 2022 New Years Resolution

Scratching your head over the financial resolutions you should add to your 2022 New Years’ resolution? Don’t sweat it. We’ve made a simple and straightforward list of 22 financial practices that will improve the way you handle your personal finances and ensure that you live abundantly in 2022.

1. Set healthy financial boundaries! Have the confidence to firmly say “Thank you but that’s not in my budget!” 
2. Take time weekly to track and review your monthly budget
3. Cut back on food deliveries 
4. Pay your credit card in full every month 
5. Start a sinking fund for future travel plans
6. Consistently make progress on your Emergency Fund
7. Start looking into the ways you can invest your money
8. Reflect on your expenses every month

9. Pay yourself first with every payout 
10. Review your goals and your financial progress quarterly 
11. Look into increasing your monthly income by working towards a raise or by getting a side hustle
12. Safeguard your health by getting health insurance or an HMO
13. Automate your savings
14. Cancel subscriptions that no longer serve you 
15. Make the most out of your credit card rewards
16. Consider moving your savings to a high yield savings account
17. Be more proactive about increasing your net worth (assets minus liabilities)

18. Boost your financial literacy by listening to finance podcasts or by reading finance books in your downtime
19. Treat yourself responsibly and include your wants in your monthly budget 
20. Constantly practice gratitude for all the money you earn and use 
21. Resist the urge to shop impulsively during the double-digit sales 
22. Get a financial plan with Simply Finance and finally get the financial clarity you need to make the money moves that will help you attain your financial freedom